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What Is Cosmetic Surgery Financing?
If you have landed on this page then you are probably wondering how to finance cosmetic surgery and are likely to be questioning what cosmetic surgery financing actually entails. Essentially, it is the means by which you can pay for your cosmetic surgery treatments. Cosmetic surgery loans are a type of medical loan that can be taken out if you are looking for a quick and easy way to finance that cosmetic surgery treatment that you’ve been wanting so you can be looking and feeling your very best!
Am I Eligible For Cosmetic Surgery Loans?
If you want to apply for cosmetic surgery loans with iThink Finance, you have to meet the following requirements:
• You are a UK resident.
• You are employed and earn a minimum of £800 a month.
• You have a UK bank account and an operational debit card.
• You are 18 or above.
However, there are also criteria that you must qualify for if you want to receive the best cosmetic surgery financing. Whilst most cosmetic surgeries require that you are at least 18 years of age, this can vary depending on what type of treatment it is, as well as the risks involved.
What Can I Use Cosmetic Surgery Financing For? Uses Of Cosmetic Surgery Loans
Since it is a non-compulsory process, cosmetic surgery is not normally covered by health insurance. So, in order for you to receive your dream treatment comfortably and affordably, there are several different ways that you can receive medical financing for cosmetic surgery. Cosmetic surgery loans can be used for a variety of different surgical and nonsurgical procedures, but the most popular of treatments are detailed below.
What Surgeries Are Covered Under Cosmetic Surgery Financing?
Our cosmetic surgery loans can be used for any cosmetic surgery procedures. However, research shows that the following are the most popular in the UK:
• Breast Augmentation
Breast augmentation, also technically referred to as augmentation mammaplasty, is a surgical procedure that involves the use of breast implants or the transference of fat as a way of increasing breast size.
• Nose Job
A nose job or a nose reshaping’s technical term is called a rhinoplasty. This treatment is undergone by patients who want to change the shape of their nose. This can involve reducing the size of your nose or even increasing it.
• Tummy Tuck
A tummy tuck is also known as an abdominoplasty and involves eliminating excess fat and skin from your abdomen, in aid of tightening the muscles in your abdomen.
The clue is in the name. A facelift is a surgery that involves the lifting of your skin or underlying muscle for the purpose of tightening the face skin and smoothing wrinkles.
The Pro's And Con's Of Cosmetic Surgery Benefits And Drawbacks
Are you going back and forth contemplating whether or not you should get cosmetic surgery, and need a little bit of guidance on whether or not you should take the plunge? Well, like anything in life, there are two sides to everything. So, whilst cosmetic surgery has enormous benefits, it is not exempt from its drawbacks. Keep on reading to find out what these are so that you can make a well-informed decision.
What Are The Real Benefits?
- Confidence and life-changing results
Cosmetic surgery procedures have the ability to give and return confidence to a patient and their body. Read More »
Everyone should have the privilege of feeling poised and confident in their appearance, and the results that these procedures can bring can deliver just that.« Show Less
- Health Benefits
Whilst there is social stigma attached to cosmetic surgery treatments, a lot of people don’t consider the positive effects it can also have on a patient’s health. Read More »
People may be undergoing cosmetic procedures to relieve health issues and every day inconveniences. For example, some women may require a breast reduction to reduce back pain.« Show Less
- Affordable Financing Methods
With cosmetic surgery operations on the rise, there was a need for the introduction of cosmetic surgery loans. Read More »
Cosmetic surgery loans give patients the ability to receive their cosmetic surgery now without having the full amount of money upfront. They also provide flexibility and affordability by allowing patients to repay the loan in easy to manage monthly instalments. Receive the best cosmetic surgery financing with iThink Finance today!« Show Less
- Quicker Recovery Time
We are lucky to be living in the age of technological innovation as the potential for cosmetic surgery procedures are constantly increasing. Read More »
It has improved so much that cosmetic surgeries now run a lot smoother and are less invasive. This means that the recovery time is cut shorter, and you are likely to be back on your feet a lot quicker.« Show Less
What Are The Drawbacks?
- Risks Involved
Some people would dispute the necessity of taking out medical financing for cosmetic surgery due to the risks involved. So, if this is something you want to consider doing it is imperative that you understand all the risks involved in your particular procedure and choose a surgeon that has expertise and is a professional.
- It Can Become Addictive
A lot of people can misunderstand what addiction actually is, as well as how it can manifest. Read More »
But the truth is that addiction does not necessarily always have to involve drugs or alcohol, but you can also become addicted to a pattern of behaviour or action, such as cosmetic surgery.« Show Less
- It Can Be Expensive
Cosmetic surgery treatments can be fairly expensive, with a single botox injection costing on average around £250, and facelifts costing around the £4,000 mark. Read More »
Therefore, it can be quite difficult to save up enough to afford the treatments you want. Luckily, cosmetic surgery loans give you the opportunity to pay for your treatments, and pay it back affordably, at your own pace.« Show Less
4 Top Tips On Choosing The Best Cosmetic Surgeon How To Choose The Best Cosmetic Surgeon
Taking the plunge and opting to receive cosmetic surgery is not a decision that one should take lightly. However, if you have done the appropriate research into cosmetic surgery financing and are still keen to explore this option, then keep on reading. When choosing the right cosmetic surgeon, there are certain pieces of advice you should take beforehand to ensure that it is the right one for you and your needs.
1. Speak with your doctor
This should be the first thing you do when considering cosmetic surgery. By consulting the surgery with your doctor, you will be able to get a clearer idea on whether it is the right decision for you. Read More »
Your doctor will have a detailed record of your health history and so, they are probably the best person to speak to in finding out your personal risks and benefits and may also have some good recommendations. They may also be able to offer some advice on how to finance cosmetic surgery and recommend some options for the best cosmetic surgery financing.« Show Less
2. Go through BAAPS
BAAPS is an abbreviation of ‘The British Association of Aesthetic Plastic Surgeons’. They offer a database of more than 300 professional and reputable surgeons in Britain, who follow a strict code of practice and ethics. Read More »
This will put your mind at ease knowing that you will be in good hands. It will also help narrow your search of potential surgeons as you can refine your search by region.« Show Less
3. Visit surgeries and hospitals, and find out if they are registered
After you have narrowed down your search, you will probably be ready to visit some of the surgeries and clinics to find out as much as you can. Read More »
You should prepare a list of questions you would like to ask, involving any reservations you might have and questions regarding the overall safety of the procedure. This is also a good opportunity to get a good look around and to find out if the surgeon you are thinking of using is registered and has the relevant qualifications and experience necessary to carry out your surgery. To find out if they are registered, you can check this via the General Medical Council and asking if they hold a Fellowship of the Royal College of Surgeons..« Show Less
4. Make sure that they are regulated by the CQC
Their sole purpose is to ensure that health service providers and providing safe, efficient, and quality care. Simply look up the surgeries and hospitals on their online database to prove their registration certificate. After you have done these things, you can now look into medical financing for cosmetic surgery.« Show Less
If you have made it through our guide and are still set on taking out cosmetic surgery financing, then take out the best cosmetic surgery financing with iThink Finance today!
Frequently Asked Questions FAQS
When considering cosmetic surgery, you are bound to accumulate an endless list of questions that you need answered to ensure that it is the right option for you. This is why we have rounded up the most popular cosmetic surgery financing questions and answered them for you!
Am i a good candidate for cosmetic surgery?
If you are looking to receive medical financing for cosmetic surgery, you are likely to be an ideal candidate if you are healthy, pose small risks, and have realistic expectations. However, if you suffer from more serious health issues such as diabetes, heart disease, depression, or obesity, there could be complications.
Discussing health and lifestyle habits with your surgeon would be a good place to start. This way your surgeon can make the necessary assessments to decide whether you are fit for your particular surgery or treatment.
Is there a difference between cosmetic and plastic surgery?
Cosmetic and plastic surgery are both means for improving a patient’s body or face. However, they differ in terms of the training, research, and goals of the surgery.
Whilst cosmetic surgery aims to enhance a patient’s appearance, plastic surgery is reconstructive and is dedicated to amending dysfunctional areas of the body such caused by birth disorders or disease.
How much does cosmetic surgery cost?
There are several different factors that can go into determining the cost of a cosmetic surgery procedure. With that said, prices have significantly reduced in recent years due to technological advancements.
There are also plenty more cosmetic surgery financing options available. This can make cosmetic surgery financing a great deal more affordable, as well as flexible.
is cosmetic surgery safe?
Cosmetic surgery has been proved to be predominantly safe, but all surgeries carry some risks, and cosmetic procedures are no exception.
Complications may reveal themselves during the surgery, and even potentially during the recovery period. This is why it is so important to minimise any risks by reviewing the qualifications of the surgeon and the facility of which will be performing it.
How long will i have to be in recovery?
For most people and for the majority of cosmetic surgery procedures, the recovery period lasts between 10-14 days. However, the duration does depend on factors such as age, health, skin quality, genetics, and the actual procedure itself.
I don't know how to finance cosmetic surgery. What are my cosmetic surgery financing options?
With the demand for cosmetic surgery dramatically increasing, there are now an increase of cosmetic financing companies, such as iThink Finance, that are available to support your cosmetic surgery needs when health insurance does not.
So, if you are keen to receive some cosmetic surgery treatments but are looking for ways to make it more affordable, cosmetic surgery financing with iThink Finance is a practical and flexible option.
However, before considering cosmetic surgery financing options, you should do your research to find out the details of your procedure so that you can get a rough idea on how much it is going to cost. Since factors such as surgery location, plastic surgeon qualifications, and techniques affect the overall cost of the surgery, you should aim to find out this information first. Following this, be sure to carefully assess the agreement terms, interest rates and repayment options before committing to anything.
I need medical financing for cosmetic surgery. How do i get the best deal?
To receive the best cosmetic surgery financing, there are a few things you can do to ensure you get the best deal. The most important thing when applying for a loan in general is healthy credit. Your credit history and rating play an important role in the application process, and the lender is likely to accept or reject you depending on how good or bad your rating is. So, make sure you are paying bills on time, avoiding too many credit card applications, and paying off previous debt.
Apart from maintaining healthy credit, you should do your research and compare what's on the market. Look at things such as representative APR and repayment terms and make an informed decision on which one is best suited to you.