Fast, Flexible and Competitive
We compare rates from our panel of over 80 direct lenders to get you the lowest APR possible.
You will know within hours if you have been accepted for a personal loan.
iThink Finance do not charge any extra fees for our service. Guaranteed!
Choose a repayment period that suits your needs.
We are a UK based company and cater towards the British loans market.
There was a time when a loan application could be a enduring process. However, thanks to the popularity of the online world, it is now possible to fill out an application in mere minutes. As well as offering a simple form to complete, iThink Finance will also give you an instant decision regarding the decision.
We compare the top direct lenders in the UK so you have the best chance of getting the cheapest loan rate through us. We always endeavour to be as flexible as possible, so we offer a loan for everyone - even if you have been declined elsewhere, we can still help. Our small loan form is designed to be as easy as possible to fill out with an average result time of just 39 seconds.Get Started
Regardless of whether you've taken a loan out in the past, or this is your first time, there can be a lot of confusion in the world of finance. Some may struggle to ascertain how much will be paid back, whereas others are unsure of who to turn to when they're in need of a personal loan.
As well as offering a simple application process, iThink Finance also prides itself on working alongside some of the best lenders in the industry, and offering customers competitive rates on loans.
Our aim is to get you the best loan at the lowest rate, it’s that simple.
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At iThink Finance, we vow to put our customers first. This is why we have created a quick video explaining how the whole lending process works. At the same time, hopefully answering any questions you may have!
If you have never applied for a personal loan before, there is a chance that you may be feeling overwhelmed. We want our customers to feel confident when approaching the lending process and feel that you have been given the necessary tools and assistance all the way through.
With a simple and straightforward application process, a helpful team dedicated to assisting your needs 24/7, iThink Finance will do the hard work for you. All you have to do is fill out our quick online application, and then we will search a network of lenders and match you with the best one. Yes, it’s really that simple!Watch The Video
To ensure that you are eligible for a personal loan, applicants should meet the following criteria:
You'll need to provide a valid UK passport or birth certificate to prove this.
You'll need to earn at least £800 a month to qualify.
You'll also need a functioning debit card to be approved.
We cannot issue a loan to those who are below this age.
Applying through iThink Finance is always quick and easy. Simply complete our 1-2 page application form and decide how much you want to borrow and how long for. You can borrow between £1,000 - £20,000, with repayment terms ranging from 12 – 72 months. Better yet, you have the freedom to apply on the go, or from the comfort of your own home, and there are no calls or paperwork involved!
We don't want you twiddling your thumbs, waiting around. This is why we search the largest panel of UK lenders in real time, so that we can deliver you an instant online decision. Within seconds of applying you'll know if a lender has accepted you or not. Unlike banks, our lenders are able to issue loans to people from all different walks of life and accomodate a range of different credit scores. There's an option for everyone!
The majority of lenders are able to deposit the cash direct into your account, within just 24 hours! We'll never charge you any fees and there is no paperwork to complete. There you have it, receive up to £20,000 in the quickest and simplest way possible today!
Couldn't ask for more, iThinkFinance helped me find a the best loan for me and the money was in my account within a few working days. Would highly recommend to friends and family.