Let Us Answer All of Your Questions
What Is Conservatory Finance?
Conservatory finance is a means to pay for any costs related to building or renovating a conservatory. Conservatory finance with iThink Finance means you can fund every little detail from windows and doors, to furniture, and shade of paint. We offer loans from £1,000-20,000, so that we can accommodate for all home improvement projects and needs.
What Can I Use It For?
You can use conservatory finance to fund multiple different aspects of your home improvement project. Whether you are looking to borrow some money to get new doors or are looking to extend the house and build a conservatory from scratch, we would be happy to find the best conservatory finance deals for you!
Your Conservatory Finance Options How To Finance Your Conservatory
The reality is that home improvements do not come cheap, and building a conservatory is no exception. However, this shouldn’t stop you from going ahead and start making plans. You just need to assess a few good financing options and find an affordable and cost-effective method to pay for your home project. Luckily for you, we have made a list below of some of the best conservatory finance options.
- Save Up
Saving up is probably one of the first things you should do when deciding to start a home improvement project. Whilst you may not manage to save up the entire sum needed to pay for your new conservatory, you should be able to save up enough to cover at least a portion of it.
So, try your best to reduce unnecessary purchases and outgoings every month and put money aside into a savings account or ISA to finance your dream conservatory. It is also worth checking out some underrated ways to save money so that you can fill up your savings pot even more!
To save up effectively, you should make sure that you are organised. Use The Money Advice Service's budget planner to get started.
- Home Improvement Loans
This is one of the most popular conservatory financing methods. Home improvement loans are not only affordable and flexible, but they are also a super quick, stress-free, and practical solution for anyone looking to receive their dream conservatory. Read More »
You can apply for £1,000-20,000 today and even receive the money into your account the very same day. After you have received the money, you can choose to repay your loan affordably within 12-72 months. Easy as A-B-C!« Show Less
- Conservatory on Finance Deals
With home improvements becoming increasingly popular, several conservatory providers have started to offer their customers direct financing called ‘conservatory on finance’. They function similarly to home improvement personal loans, except they might have different finance options and may require that you pay a deposit.
- Credit Cards
Applying for a 0% interest credit card is a popular way of financing a conservatory. This just means that you can use a card to fund your conservatory whilst paying 0% interest for a certain amount of time. However, these type of credit cards only offer 0% interest for a short amount of time so it would only be worth it if you could pay off your balance before your interest fee period ends.
It can be difficult to receive conservatory finance bad credit deals as lenders prioritise credit rating when assessing an application. Therefore, it is important that you take the necessary steps to improve your credit score. Start off by paying off existing debt, checking for errors on your credit report, paying bills and time, and making sure that you are registered on the electoral roll.
How Does Conservatory Finance Work? How to Apply For Conservatory Finance
If this is your first time applying for conservatory finance uk then you might be unsure about how it all works. Don’t worry though - our application forms are quick and easy, and have been tailored to make the application process as comfortable as possible for you. Here is a quick run-down of the lending process.
1. Decide on a Loan Amount & Period
We understand that everybody has different lending purposes and needs. This is why we offer loans from £1,000 - 20,000 and give our customers the opportunity to repay their loan within 12-72 months. Simply decide on how much you would like to borrow and the length of which you would like to repay.
2. Fill in a Few Details
After you have decided on this, you will have to fill in a few small details so that the lender can make an assessment based on the information you supply. These will include the following:
• Forename and surname
• The purpose of your loan
• Date of birth
• Email address
• Contact number
• Marital status
• Number of dependants
3. Receive an Instant Decision on your Loan
As soon as we receive the above information, you will be notified very quickly whether or not you have been accepted for your conservatory loan. This decision is usually made within seconds. You will also be matched with a lender from our established panel of lenders, that has been supplied to accurately match your criteria and lending needs.
4. Make Repayments on your Loan
Now that you have been provided a decision on your loan, you and your lender will discuss the terms and conditions of your contract and you will be required to make repayments on your loan within a period that you have agreed on with your lender. Please be aware that it is compulsory that you repay the total amount borrowed, including interest.
|Annual Interest Rate||150% pa (Fixed)|
|Total Amount of Credit||£850|
|Loan Duration||11 Months|
|Total Amount Repayable||£1,609,25|
|Total Charge of Credit||£759.25|
|Monthly Repayment Amount||£146.30|
Why Should You Take Out Loans With iThink Finance? The Benefits Of Taking Out Home Improvement Loans For Your Conservatory
Loans can be beneficial to a lot of different people in a lot of different circumstances. We want to help our customers achieve whatever it is they want to, which is why we offers loans for every purpose. Our home improvement loans were designed to give you the freedom to live out your home improvement dreams without having to worry about financial limitations. This is what we can do for you to make sure that happens.
• No fuss, no fees.
• We offer flexibility in our repayment terms. (12-72 months)
• No paperwork involved.
• 5* customer service team, dedicated to assisting your needs 24/7.
• Our application process is secure. We use 256-bit encryption protection, so all of your details are safe with us.
• We are FCA-approved.
• Instant decision on your loans.
• Loans for all purposes and circumstances.