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Your Breast Enlargement Finance Options
Breast enlargement finance is something you will have to consider prior to receiving the surgery. Financing the cost of breast implants has never been easier, seeing as there are so many finance options available.
Here at iThink Finance, we believe that a patients ability to receive cosmetic surgery should not be restricted or prescribed. The same goes for breast enlargement and augmentation. This is why we offer loans of up to £20,000, so that we can help towards the realisation of your financial ambitions. To make sure that this process is as smooth and stress-free as possible, we take pride in offering the following things:
• Flexible and fixed monthly repayment periods of 12-72 months.
• No hidden fees.
• A 5* customer service team dedicated to assisting your needs 24/7.
• Secure and easy application process.
• You will receive a decision on your loan within seconds.
• Competitive rates on your loan.
• We work with a panel of top UK lenders.
• We practise people before profit.
Am I Eligible for Breast Enlargement Finance?
To receive breast augmentation financing, you must fulfil the following conditions:
• You must be over the age of 18.
• You must be a UK citizen.
• You must be in employment, and earning at least £800 a month.
• You must have access to a UK bank account.
|Annual Interest Rate||150% pa (Fixed)|
|Total Amount of Credit||£850|
|Loan Duration||11 Months|
|Total Amount Repayable||£1,609,25|
|Total Charge of Credit||£759.25|
|Monthly Repayment Amount||£146.30|
How To Compare Breast Augmentation Payment Options Things to Consider When Looking For Breast Augmentation Financing
There are plenty of breast enlargement finance options available so it may be difficult to determine which one is best suited to you and your needs. However, there is a process that you should follow to ensure that you are getting the best deal on your breast augmentation financing. Here are a few things that you can do.
• Do A Soft Search
Carrying out a soft credit check on your report before making loan applications is fundamental. Whilst the idea of a credit check can seem daunting, this type of search does not leave a ‘footprint’ on your report, the same way that a hard credit search would. Instead, it will be noted on your credit report without being visible to lenders. Read More »
The purpose of doing this is to have a clearer idea on what finance options you will be eligible for, depending on your credit score. You can also use the eligibility calculator from Money Saving Expert which will show you how likely you are to receive a loan without affecting your creditworthiness.« Show Less
• Boost Your Credit Score
If you found that you have a poor credit score then it is worth taking steps to improve it. Whilst there may be lenders that offer breast enlargement finance bad credit deals, it will definitely be harder to receive than if you had a good credit score. You should ensure that you are doing the following things: Read More »
- Paying bills on time.
- Avoiding several credit applications at one time.
- Register on the electoral roll.
- Paying off any existing debt.
- Occasionally checking for any errors on your credit report.
- Setting up direct debit payment wherever possible to avoid missing payments.« Show Less
• Do A Comparison Search
Because there are so many different finance options out there, it is important that you compare them to find the best deal. You can use comparison sites such as Compare The Market and Money Supermarket and compare the terms of each loan to find the one that matches your needs the best. However, when you do, be sure to look out for the following things:
Not all websites show up on comparison sites, so it is also worth going direct and checking the terms on their site too.
- Check the APR
APR stands for ‘annual percentage rate’ and is an indication of the interest rate over a yearly period. It is important to consider this as it will indicate how much it will cost to take out the loan. Therefore, the lower the interest rate, the better!
- Check for flexibility
When choosing a lender, you should always make sure that they offer flexibility in repayment, especially if you are looking for a more affordable borrowing option. Read More »
The longer the repayment period, the less you will be paying per month. We offer repayment periods from 12-72 months to ensure that we are giving you the flexibility and affordability you deserve.« Show Less
- Look out for early repayment charges
Once you start repaying your loan, you may decide that you want to pay it back earlier than you previously agreed on the contract. Read More »
However, to do this, you may be faced with an early repayment charge which usually equals to the equivalent of 2 months interest. So, if you can, it may be a good idea to go for a lender that does not promote these charges.« Show Less
- Make sure that they are FCA-approved
When taking out a loan, the last thing you want to happen is to be scammed online. This is why it’s so important to check that the lender you use is FCA-approved, and that they are noted as ‘active’ on the FCA register.
How To Get Breast Enlargement Finance For Bad Credit How To Finance Breast Enlargement Surgery With Bad Credit
Receiving breast enlargement finance bad credit options can be difficult but taking out affordable monthly instalment loans can make the breast enlargement cost more affordable. If you have poor credit, applying with a credit broker is the ideal option. There are also a handful of other things you can do to make sure you receive your breast enlargement surgery. Check them out below.
1. Choose Your Lender Carefully
The majority of lenders use one’s credit score as the prime factor when considering whether or not to accept one’s loan application. So, if you’re applying for breast enlargement finance bad credit then it is probably better to go with a broker rather than a direct lender. Read More »
This is for the purpose of having an increased chance of being accepted for breast augmentation financing. We work with a large panel of the top UK lenders and so, we are more likely to be able to cover your breast enlargement cost than a direct lender.« Show Less
2. Avoid Making Several Application At The Same Time
When struggling with bad credit, it can be tempting to make many credit applications with various different online lenders to increase your chance of acceptance. We advise against this. Read More »
When you make a credit application online, you are opening yourself up to a hard credit check which will be noted on your report and become visible to other lenders. Therefore, when a lender assesses your application, they will be able to see how many applications you have submitted. If several applications are noted on your report, it may come across that you are desperate to receive a loan. The lender is likely to see it as a red flag and refuse to offer you a loan.« Show Less
3. Consider Secured Loans
If you own a home then you can still receive secured loans. This is when you borrow money by putting your home as collateral. So, if you fail to make the necessary repayments on your loan, you are at risk of your home being repossessed. Therefore, I would only recommend this option for those who are sure that they can keep up with the loan repayments.
4. Improve Your Credit
When applying for breast enlargement finance bad credit, the one thing holding you back is your credit rating. The only way to combat this is to make the conscious decision to boost your credit score. Read More »
As a starting point, you should make sure that you are registered on the electoral roll, regularly checking for mistakes on your credit report, paying your bills on time, and paying off any existing debt.« Show Less
Frequently Asked Questions FAQS
Our team at iThink Finance are dedicated to assisting customers needs 24/7, and do our best to answer all of your questions. If you still have any burning questions regarding breast enlargement finance, then have a look below as we may have answered it for you.
How much is breast enlargement surgery?
Average breast enlargement costs vary from £3,500-£7,000 in the UK. You should also take into account any extra costs for private consultations and follow-up care.
How much can I borrow?
We want to tailor to everyone which is why we offer loans from £1,000-£20,000.
What are your repayment terms?
We don’t want you to feel restricted or stressed. This is why we offer lengthy and flexible repayment terms from 12-72 months.
What information do I need to apply?
To submit an application on our website, you will need the following information at hand:
- Details of your income, along with any amounts you must pay in relation to rent or a mortgage.
- A home landline number.
- Details of your residence over the last three years.
- The name and address of your employer.
Will I be accepted for breast enlargement finance?
If you fulfil the following requirements, then you have a chance of being accepted for a loan:
- You are a UK resident.
- You are employed.
- You own a UK bank account.
- You are 18 or over.
Once you have completed the initial application form, you will assessed on your credit, as well as other factors, depending on the lender and receive an instant decision on your loan. These things will determine if you are accepted or not.
Do I have to pay a fee to apply?
No. We do not charge any fees for our service.